Christmas is truly the most wonderful time of the year to me. But it does come with some financial stress. From money spent on extra treats, the tree and decor, and, of course, gifts for your loved ones… it can certainly be rough on your bank account.
I have always tried to alleviate this stress by planning early. When I was younger I use to do a Christmas club like my Mom at our local bank. I probably aged myself with that, but if you don’t know what that is, it was a way to put money away throughout the year specifically for Christmas.
Nowadays I don’t quite save in the same manner. However, I have found ways to save and earn money or gift cards to help with all of my December purchases. Whether you are looking for a way to earn some extra cash to cover the purchases you have made this month, or you are looking to get ahead of the game for next year, here are 6 apps/websites I use to earn some extra cash.
I love this app because once you sign up, you can start earning money everytime you shop without any effort on your part. I mainly earn from purchases I make at Target, Trader Joes, and Starbucks. Every time you make a purchase in-store using a debit or credit card that has been connected to the app, the app gives you points. You can use the points to get giftcards to Amazon, Target, and tons of other stores.
Download Drop in the app store and use reference code “8lo1m” to sign up and get a free $5 giftcard.
Ibotta also allows you to earn money off of your purchases made at most large retailers. This app works best if you look at it before or during your shopping trip because you earn money back on specific items and brands. After your shopping trip, you scan your receipt and it gives you credit for those items. While it may require a little more effort on your part, the great thing is that you can cash out your earnings instead of getting a giftcard. I’ve already made $50 using this app to buy items I was already going to pick up at the store.
Download Ibotta in the app store and earn a free $10 by signing up using referral code “dsadiub”.
This app is very similar to how Drop works where you connect your debit or credit card and you automatically earn when you shop at specific retailers. I like to use both Dosh and Drop because I find that they have different retailers to earn from, so using both doubles my odds of earning when I make purchases. Once you hit $25 in earnings on Dosh, you can cash out the money.
After downloading Dosh from the app store, you can automatically get $10 just for signing up on Dosh when you use referral code “GRACEC85”.
A great way to earn cash when you shop online is with Ebates. With all the shopping we do online nowadays, there is no reason why you shouldn’t be using this all the time! Whenever you go online to shop, you go to ebates.com first. Search the retailer you are going to shop with through the Ebates site and click on them to be directed to their website. Then all you have to do is shop like you normally would. If you make a purchase, Ebates will calculate your cash back and credit you within a couple days.
If you haven’t signed up for Ebates yet, click the link here to earn $10 after you make your first purchase of $25 through any of the retailers.
I’ve been using this app the longest and have cashed out more giftcards then I can remember. This has been a great app to earn Amazon or Target giftcards to do my Christmas shopping. There are many other retailers you can earn giftcards with as well. The way it works is that when you are out shopping you open up the app and certain stores will give you points just for walking in. You also earn points by scanning products in the store… it’s like an instore scavenger hunt!
Download the Shopkicks app before your next shopping trip and start earning giftcards with a free 250 points to kick off your earning when you use referral code “BEST851862”.
I’ve been using this app for a couple months and love it! Unlike the other apps and sites, it requires selling but I’ve had so much success with it that I had to share. I’ve been making an effort to declutter and be a little more minimalistic lately and this app has been helping me with this. It’s a way for me to sell my clothes and earn money. Unlike other apps, I love how clear it is with what you will earn from each sale. Plus they take care of the shipping charges. You just print out the shipping label they send you when something sells and drop it in the mail.
The added benefit has been that I’ve also found some pieces from my favorite designers that are new or practically new for a fraction of the price! I’m made money and saved money through Poshmark.
Get a free $5 when you sign up on Poshmark by using invite code “HEYGRACEANN”.
I hope this helps you relieve some of the financial stress of the holiday season and allows you to enjoy Christmas with your loved ones.